2021/0900/PL
EC/EFTA
PL Polen
  • SERV - DIENSTLEISTUNGEN UNTER DER RICHTLINIE 98/48/EG
2022-03-28
2022-01-04

The draft Act will affect money-lending services supplied by electronic means, i.e. it may generate an increased interest in and popularity of loans granted in relations between interested individuals without the use of a financial institution as an intermediary, including via special web portals. It should be noted that the draft Act may, in practice, have legal impact on money-lending services supplied by electronic means.

Draft Act amending certain acts in order to prevent usury (UD286)

The draft Act on amending certain laws in order to prevent usury (UD286), in so far as it includes notifiable provisions, provides for supplementing the existing national legislation to combat usury.

The draft Act is subject to notification to the European Commission as it contains technical provisions within the meaning of Directive (EU) 2015/1535 of the European Parliament and of the Council of 9 September 2015 laying down a procedure for the provision of information in the field of technical regulations and of rules on Information Society services. The draft Act will affect money-lending services supplied by electronic means, i.e. it may generate an increased interest in and popularity of loans granted in relations between interested individuals without the use of a financial institution as an intermediary, including via special web portals. It should be noted that the draft Act may, in practice, have legal impact on money-lending services supplied by
electronic means.